Education

We love supporting your financial well-being and helping you save money. If you're expecting a refund this tax season, or any tax credit throughout the year, here are some ideas to make the most of it. Skip the mail and choose Direct Deposit. With direct deposit, your tax refund goes straight from the US Treasury into your account. That means it's quick, convenient, and accessible.

Why debit beats cash, checks, and credit! Accounting for nearly a third of all consumer transactions in the US, debit cards are used more than cash, checks, and credit cards. That shouldn't come as a surprise, though. While they've been popular for decades, debit cards have advanced with technology to make transactions faster, more secure, and easier to track.

Your account security is our priority. You can join the effort, too, and be our partner in protecting your accounts and personal information. Use these online resources to maximize your security.

It’s more common than you’d think. In text messages, scammers often impersonate Visions or other organization like Visa® in order to access personal information, bank accounts, credit cards, and more. It’s called “smishing.” And they’re targeting consumers just like you.

One great reason to save money at Visions: dividends!* Your deposits in savings accounts earn a percentage back over time, and we offer excellent, competitive rates for our members. You'll notice our savings rates, including Share Certificates and Flex Money Market accounts, are always advertised with APY, or Annual Percentage Yield. You may also notice that in some instances, like our rates pages, we include the interest rate or dividend rate, too.

More than a jumble of letters, GAP and MRC can mean big numbers – especially when your vehicle is out of commission. Here's an introduction to what they are, when they can help, and how they've saved members money.

Whether you’re looking for tips to get debt-free or have found yourself overwhelmed by loan payments and don’t know where to begin, here are a few steps to guide you towards a personalized strategy.

How to Handle Unexpected Checks Did you get a check in the mail you weren't expecting? Maybe even one you were expecting, but it looks a little funny? There are ways to verify it to make sure you're not depositing a counterfeit check – and it all starts with the source. Checks…

Unless you have accumulated substantial wealth where money is not a concern, you face a critical task when you reach retirement to make sure that your assets will support you through your lifetime. When you retire and no longer earn an in…

An important document that everyone should consider as part of their estate planning is a power of attorney. This is a legal document that gives another adult person – or even a Trust Department like at Visions – the authority to act on your behalf. Most often used in the event of illness or incapacity...

Today marks the largest intergenerational wealth transfer in history, with $30 trillion in assets projected to pass from baby boomers to their heirs in the United States alone. Yet 60% of American adults don't have an estate plan. Plan ahead for the possibility of incapacity with a Revocable Living Trust...

Even if you don't create an estate plan, your state has a contingency – but you may not like it! The law of intestate succession is your state's default estate plan for those who fail to plan ahead.…