Education

When Should You Consolidate Debt? Debt can be a stressful thing, especially when it's coming at you from multiple directions. The average American has more than $5,000 in credit card debt and it's not unusual to have that spread out among several accounts. Debt consolidation is…

What if checking could offer a little more? What if, for example, your checking account could actually make you money?

Whether it's a multiple of 18 for chai (life in Hebrew) or not, cash is always a welcome gift for the bar or bat mitzvah. Parents need to teach their children smart financial habits, and the bar and bat mitzvah is a good time to think about… At Visions Federal Credit Union, with Bergen County branches in Mahwah, Westwood, Dumont, Englewood, Oakland and Saddle Brook, "the young customer is valued from the very beginning of his or her life," said Ada Myteberi, a [Regional Member Service Officer] for the New Jersey region. "The earlier good financial habits are built, the better," said Ms. Myteberi. "[Most of us parents] don't teach enough budgeting and money management to our kids."

Keep your wedding budget and planning on track with this definitive guide to all the things you may need to pay for and do... The Wedding Essentials Hire a wedding planner Ceremony location Reception venue Guest list Engagement photos Register on wedding planner website (The Kno…

Getting married is one of those major stages in life. You find that special person to live with, share your life with, and maybe even start a family with. It's a partnership in every aspect of life, including finances and money management. Too often you hear people utter that in…

What's Next Now that You've Said 'Yes'? Planning for a wedding can be very exciting, but can also be extremely overwhelming. A combination of endless details, deadlines, stress, and a big price tag all come with the preparation in making your Big Day something special. The avera…

There are many ways to pay for your wedding day, but many times family and savings simply aren't enough. No matter the size of your budget, the one constant is where your cash will come from. While it was customary for the bride's parents to foot the bill in the past, most coupl…

As student loan debt continues to climb, more and more of the nation's 44 or so million borrowers are looking for manageable ways to pay them back. The student loan refi has become an increasingly popular way to get a handle on this life expense that now looks more like a mortg…

When Should I Refinance My Auto Loan? People want to refinance their auto loan for various reasons. As with any financial decisions, some times are better than others to refinance your auto loan. In general, you can see more benefits in terms of money saved the earlier you refin…

Just about everyone needs a car or truck to get around and live their lives. Plus, purchasing a quality automobile is a significant investment. That's why buying a car and getting the right auto loan is so vital. Let's face it: People want the car they want while managing the co…

Can I Get an Auto Loan with No Credit? People need a car. For most people, that means getting an auto loan. Whether you're just starting out or you're fresh out of school, not having established credit causes concern for many people, which leads to the following question: Is it…

7 Useful Ways to Make Your Credit Card Work for You Credit cards. Like money itself, they are a great servant and a bad master. We all know at least one person who uses them unwisely. Nobody wants that. Instead, you want to know how to make a credit card work for you the best yo…