Education

If you're like some two-thirds of Americans who have little or no savings, you're going to need a personal loan or line of credit for cash for time-sensitive purchases or emergencies at some point. These are the two popular options, but what's the difference...

Not sure if you need a personal loan? Like lines of credit, personal loans can be used for any purpose, but do work best in certain situations. Struggling with student loan debt or credit card payments? Need to make a big purchase soon or fund an emergency now? Let's take a look…

Put simply, a money market is a kind of savings account, but with a few key differences from your traditional options. Money market accounts are designed to be a safe way to get a better interest rate for people. However, these kinds of accounts generally require a higher…

Once a person learns what a money market account is, they have a logical next question: what can I do with it? That's a good question. After all, it's always good to know what options you have to make your money work better for you. With that in mind, let's take a look at some…

When Should I Refinance My Auto Loan? People want to refinance their auto loan for various reasons. As with any financial decisions, some times are better than others to refinance your auto loan. In general, you can see more benefits in terms of money saved the earlier you refin…

Can I Get an Auto Loan with No Credit? People need a car. For most people, that means getting an auto loan. Whether you're just starting out or you're fresh out of school, not having established credit causes concern for many people, which leads to the following question: Is it…

7 Useful Ways to Make Your Credit Card Work for You Credit cards. Like money itself, they are a great servant and a bad master. We all know at least one person who uses them unwisely. Nobody wants that. Instead, you want to know how to make a credit card work for you the best yo…

Some people may wonder what a premium credit card offers over a more traditional credit card. After all, how different can they be? The answer may surprise you!

Credit cards are used in a variety of ways. While people swipe their cards and go on their way, many are unaware of some of the great features and perks available to them.

When it comes to mortgages and your credit, there are a few main considerations. How Does My Credit Score Affect My Mortgage? It's no surprise that your credit score matters when buying a home and applying for a mortgage. The rule of thumb is if you have a higher credit score,…

You want to buy a house. Great! But there's a lot to buying a new home. It's a big change that affects your life in several ways. That said, you want to make buying your new home the best experience possible now and in the long run...

One of the common questions people have regarding mortgages is whether a 15-year or 30-year mortgage is better? Like many financial decisions, the right answer depends on your personal financial circumstances, objectives, and concerns...