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Preventing Card Fraud
Protecting your cards from suspicious activity Visions has an extra fraud prevention program to protect your credit and debit card. You may encounter some instances where your transaction could be declined if the activity is considered extremely suspicious. If you plan on travel…
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Email, Telephone, and Texting Scams
Visions will NEVER ask for your personal or financial information via email or text message. But many scam artists will! If you were tricked into giving out your confidential account information by a scammer, please call us immediately at 800.242.2120. You can also call this num…
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Cybersecurity: Be Safe Online
Visions makes every effort to ensure that our members' information is safe and secure. For your online safety and security, the following are some helpful tips...
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Financing College: Use Free Money First
With the cost of college rising every year, students and their parents are searching for more ways to pay tuition and other college-related expenses. The best sources of college funding are scholarships and grants, which usually do not have to be repaid. Students should begin ap…
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5 Must-Read Articles to Help Pay for College
Just as Dorothy of Oz felt overwhelmed and lost as she set out to navigate her way through the haunted forest, you too may experiences these same feelings as you go about the process of finding financial aid for college tuition. But don't worry just yet!
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5 Helpful Tips to Pay for College
Student Loans, Resources, and Free Money Preparing for college is all about choices, be it filling in the circles on a standardized test or picking which school to attend. The most important choice, though, may be how to pay for college. Full scholarships are limited. They're us…
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Personal Loans vs. Lines of Credit
If you're like some two-thirds of Americans who have little or no savings, you're going to need a personal loan or line of credit for cash for time-sensitive purchases or emergencies at some point. These are the two popular options, but what's the difference...
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The Six Best Uses for a Personal Loan
Not sure if you need a personal loan? Like lines of credit, personal loans can be used for any purpose, but do work best in certain situations. Struggling with student loan debt or credit card payments? Need to make a big purchase soon or fund an emergency now? Let's take a look…
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What is a Money Market Account?
Put simply, a money market is a kind of savings account, but with a few key differences from your traditional options. Money market accounts are designed to be a safe way to get a better interest rate for people. However, these kinds of accounts generally require a higher…
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4 Helpful Uses of a Money Market Account
Once a person learns what a money market account is, they have a logical next question: what can I do with it? That's a good question. After all, it's always good to know what options you have to make your money work better for you. With that in mind, let's take a look at some…
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When Should I Refinance My Auto Loan?
When Should I Refinance My Auto Loan? People want to refinance their auto loan for various reasons. As with any financial decisions, some times are better than others to refinance your auto loan. In general, you can see more benefits in terms of money saved the earlier you refin…
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Can I Get an Auto Loan with No Credit?
Can I Get an Auto Loan with No Credit? People need a car. For most people, that means getting an auto loan. Whether you're just starting out or you're fresh out of school, not having established credit causes concern for many people, which leads to the following question: Is it…