Money matters to people. And people matter to us.
That's why we've gathered our entire library of resources here, so our members and the community can educate themselves in the areas that matter to them. Home, auto, and personal finance are just a few of the areas we cover in our original content.
Enjoy these informative pieces and follow Visions on social media to catch the latest additions to this ever-growing library of feature articles and FAQs.
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Top 5 Debt Consolidation Tips
Looking to clean up credit card debt? There are actually several ways to get it done – some you might not have thought of. Here are the top five suggestions from Visions Federal Credit Union's Debt Experts. CONNECT WITH A DEBT EXPERT Personal Loan The personal loan is your likel…
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Lessons from an 11-Year Old
The year was 2001. Toys “R” Us was still a thing. And I walked into that fluorescent-filled toy palace on a chilly November day, my mom begrudgingly in tow. My excitement was palpable, because today was the day. I was going to buy my PlayStation 2...
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What I Wish I Knew About My First Credit Card
What I Wish I Knew About My First Credit Card I was probably eighteen when I got my first credit card. Well, not exactly. You see, my mom listed me as an authorized signer on hers and gave me a card, noting it was “strictly for emergencies”. But it wasn't until I was 21, working…
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Brewing Beer and Budgeting for the Fun Stuff
I started homebrewing about five years ago. I had just gotten a real job and apartment, so as far as new hobbies go, it was the perfect time. And it was awesome! I loved it! Well, until the time came to bottle it, that is...
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When Should You Consolidate Debt?
When Should You Consolidate Debt? Debt can be a stressful thing, especially when it's coming at you from multiple directions. The average American has more than $5,000 in credit card debt and it's not unusual to have that spread out among several accounts. Debt consolidation is…
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Add a Share/Certificate in Digital Banking
Our Add a Share/Certificate feature in digital banking lets you quickly and easily add new shares to your existing Visions accounts – all through digital banking.
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Use Your Home's Equity to Finance Your Dream Wedding
Use Your Home's Equity to Finance Your Dream Wedding With wedding costs substantial and pretty much always on the rise, coming up with funding sources can be tough. The average wedding cost nearly $34,000 in 2019, according to the popular planning website The Knot. That include…
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Use Your Home's Equity for Smart Home Security
Are you in the know when it comes to smart homes? There are several ways to increase your home's intelligence, especially when it comes to security. These are relatively small investments, but they can add up. That's where the home equity line of credit, or HELOC, comes in...
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Use Your Home's Equity to Better Use Your Home's Energy
Did you know you can use your home's equity to make energy-efficient improvements that save money in the long term? A home equity line of credit, or HELOC, is the ultimate financial tool for making key investments today that can mean serious savings tomorrow…
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Visions Secures Naming Rights to Broome County Veterans Memorial Arena
Binghamton, NY – Major changes are in store for the former Floyd L. Maines Veterans Memorial Arena and Broome County Forum in downtown Binghamton. Following a meeting of the Broome County Legislature on August 13 (2020), Visions Federal Credit Union has secured naming rights to the Are…
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Turn Home Into the Place You Want to Stay
There are plenty of things to do inside and out that can turn a homestay into a getaway. Best of all, you can use your home's equity to pay for these improvements. A home equity line of credit, or HELOC, works similarly to a credit card…