Articles

First Car Loan? Here Are Some Things to Know Whether you're 18 or 48, at some point you're likely to buy a new car – even if it's just new to you. Unfortunately, cars aren't cheap. That's why many people go for an auto loan. The issue? Auto loans are confusing, especially if you…

Yes, You Should Probably Get a Home Inspection Look at that – I answered your Google search right up front. And I mean it: a home inspection is a valuable part of the home buying process, even if it's not always a requirement to get a mortgage. Here's why. If these walls could…

When Should You Consider an Adjustable Rate Mortgage? Looking for a lower-interest alternative to the traditional 15- or 30-year fixed rate mortgage? Consider an adjustable rate mortgage, like the popular 5/5 ARM, for any number of needs or situations. What's a 5/5 ARM? Well, th…

Visions Federal Credit Union is pleased to announce the commitment of $1 million to the New Jersey Education Association (NJEA). The grant will be payable over 10 years, beginning in 2021, and is to be used for the benefit of NJEA members and their students. NJEA President Marie…

What the Health? Covering Unexpected Healthcare Costs Healthcare: we need it, it's important, and it's expensive. And as I found out at 27 with what should have been a routine procedure, it doesn't cover everything. For me, it was a little over $1,500 after insurance. Which, wou…

Visions Federal Credit Union News for 2021 Q1 - Q4

Looking to clean up credit card debt? There are actually several ways to get it done – some you might not have thought of. Here are the top five suggestions from Visions Federal Credit Union's Debt Experts. CONNECT WITH A DEBT EXPERT Personal Loan The personal loan is your likel…

Lessons from an 11-Year Old A PlayStation 2, a Memory Card, and Planning for the Unexpected The year was 2001. Toys “R” Us was still a thing. And I walked into that fluorescent-filled toy palace on a chilly November day, my mom begrudgingly in tow. I didn't even know what the wo…

What I Wish I Knew About My First Credit Card I was probably eighteen when I got my first credit card. Well, not exactly. You see, my mom listed me as an authorized signer on hers and gave me a card, noting it was “strictly for emergencies”. But it wasn't until I was 21, working…

Brewing Beer and Budgeting for the Fun Stuff I started homebrewing about five years ago. I had just gotten a real job and apartment, so as far as new hobbies go, it was the perfect time. And it was awesome! I loved it! Well, until the time came to bottle it, that is. Between cle…

When Should You Consolidate Debt? Debt can be a stressful thing, especially when it's coming at you from multiple directions. The average American has more than $5,000 in credit card debt and it's not unusual to have that spread out among several accounts. Debt consolidation is…

Endicott, NY – Visions Federal Credit Union has introduced a new financial education video series on its YouTube channel, titled “Cash Clips”. This video series will be updated over time to cover a variety of topics, from purchasing a home to navigating student loan options and…