- Create a Getaway at Home with These Improvements, There are plenty of things to do inside and out that can turn a homestay into a getaway. Best of all, you can use your home's equity to pay for these improvements. A home equity line of credit, or HELOC, works similarly to a credit card, with a limit based on your home's equity. That's the currently assessed value of your home, minus any mortgage you might have. Unlike a home equity loan, though…, Upgrade the Living Room, Maybe you've been sitting in the living room more than usual, but now you're a little tired of the same old sofa. A new set of furniture could add some much-needed comfort, while some fresh paint on the walls would give a whole new look. You can also maintain your family's entertainment center with a big screen TV or surround sound system. Home equity line of credit interest rates are low, so now…, Beautify the Basement, If you haven't been spending much time in the basement, it's probably too basic. If you've been craving more space, there's a lot of untapped potential downstairs. From man cave to movie theater, your imagination is the limit. After all, you can use a HELOC for anything you'd like., Turn the Tub into Spa, If your bathroom is a snooze, you might consider using a HELOC to spruce things up. Think beyond the toilet, sink, and shower – now's your chance to install the spa experience you've always dreamed of. Make the bathroom a place to unwind, with some luxurious touches you can afford with a low-rate home equity line of credit. , Perfect the Deck or Patio, You've been stuck indoors enough lately, so now's a good time to think outside. Turn your patio or deck into the hangout you've always wanted with some fresh furniture or an outdoor kitchen. Take things a step further and convert the backyard to a private resort with the addition of a pool. You only repay what you use with a HELOC , so you can make your outdoor space as elaborate or low-key as…, Ready to apply?, Click here
- Oneonta, NY – Construction will soon be underway for Visions Federal Credit Union’s first location in Oneonta. The new office will be located in the WellNow Plaza at 5001 State Highway 23. The new office will allow individuals and businesses to conduct banking services, apply for loans, and even work with experts in investments, Medicare, and insurance. And while Visions may be new to the…, About Visions, Visions Federal Credit Union is a not for profit financial institution completely owned by its members. Established in 1966, Visions proudly serves over 230,000 members in communities throughout New Jersey, New York, and Pennsylvania. Services include banking as well as auto, home, personal, and business loans.
- Endwell, NY – Visions Federal Credit Union welcomed its 250,000th member in April. Since 1966, Visions has grown from eight members and $40 to serve more than a quarter million members, stewarding over $5.6 billion in assets, operating over 50 branches across New Jersey, New York, and Pennsylvania, and offering remote banking services in English and Spanish to members around the world. “While we’…, About Visions, Visions Federal Credit Union is a nonprofit financial institution completely owned by its members. Established in 1966, Visions proudly serves more than 250,000 members in communities throughout New Jersey, New York, and Pennsylvania. Services include banking as well as auto, home, personal, and business loans.
