- (Binghamton, NY) – In a ceremony held in February, New York State Senator Lea Webb honored Visions Federal Credit Union’s President/CEO Ty Muse and other Black community leaders from the Southern Tier, NY region. Senator Webb presented Muse with the Senate Commendation Award during a Black History Month celebration that underscored the vital contributions and achievements of Black individuals…, About Visions, Visions Federal Credit Union is a not for profit financial institution completely owned by its members. Established in 1966, Visions proudly serves over 250,000 members in communities throughout New Jersey, New York, and Pennsylvania. Services include banking as well as auto, home, personal, and business loans. Federally insured by NCUA. Equal Housing Lender.
- Endwell, NY – During November and December, Visions Federal Credit Union encourages employees to give back in an annual campaign called the Season of Giving. In efforts driven by Visions employees, this year’s campaign benefitted more than 13 community organizations throughout their three-state footprint in New Jersey, New York, and Pennsylvania. The Season of Giving supports organization-wide…, About Visions, Visions Federal Credit Union is a not for profit financial institution completely owned by its members. Established in 1966, Visions proudly serves over 250,000 members in communities throughout New Jersey, New York, and Pennsylvania. Services include banking as well as auto, home, personal, and business loans. Federally insured by NCUA. Equal Housing Lender.
- Washington, DC – Visions Federal Credit Union’s President/CEO Ty Muse joined credit union industry leaders and representatives of the African-American Credit Union Coalition (AACUC) during the African American Credit Union Hall of Fame event at the Governmental Affairs Conference in Washington, DC, where they were thrilled to announce the creation of the AACUC’s Future Fund. Visions is one of…, About the AACUC Future Fund, The AACUC Future Fund is a transformative funding source created to ensure the long-term strength and sustainability of the AACUC regardless of industry trends, economic downturns and socio-political headwinds. The Future Fund helps support and expand crucial programming that addresses the racial wealth gap, preserves small credit unions, lifts up low-income communities and spreads financial…, About the African-American Credit Union Coalition, The AACUC is a 501c3 non-profit organization created in 1999 to increase diversity within the credit union community through advocacy and professional development. A recipient of the 2022 Anchor Award from the National Credit Union Foundation for its leadership and global efforts unifying financial industries in eradicating racism amid the COVID-19 pandemic and social unrest in 2020, AACUC has…, About Visions Federal Credit Union, Visions Federal Credit Union is a not for profit financial institution completely owned by its members. Established in 1966, Visions proudly serves over 250,000 members in communities throughout New Jersey, New York, and Pennsylvania. Services include banking as well as auto, home, personal, and business loans. Federally insured by NCUA. Equal Housing Lender.
- Trenton, NJ – Visions Federal Credit Union has made a third installment toward Project Education, a million-dollar pledge to the New Jersey Education Association (NJEA). The $100,000 donation will support the NJEA’s Office of Human and Civil Rights, Equity and Governance and fund the Visions Grant for Social Justice through the Hipp Foundation. Project Education is a ten-year commitment that will…, About NJEA, The New Jersey Education Association is a diverse, democratic organization working to create an optimal environment to achieve excellence in public education in New Jersey. The mission of the NJEA is to advance and protect the rights, benefits, and interests of members, and to promote a quality system of public education for all students. Information is available at www.njea.org ., About Visions, Visions Federal Credit Union is a not for profit financial institution completely owned by its members. Established in 1966, Visions proudly serves over 250,000 members in communities throughout New Jersey, New York, and Pennsylvania. Services include banking as well as auto, home, personal, and business loans. Visit www.visionsfcu.org for more information.
- Endicott, NY – Three directors were elected to Visions Federal Credit Union’s Board of Directors at its 58th Annual Meeting. Michael A. Mullen, Mary C. Robinson, and Denise B. Stoughton were reelected to three-year terms on the Board which also includes Jill M. Bennedum, Kenneth H. Kidder III, James J. Lewis, Christopher H. Marion, Kelly A. Roche, and Laurie Schorno. During the meeting,…, About Visions, Visions Federal Credit Union is a not for profit financial institution completely owned by its members. Established in 1966, Visions proudly serves over 250,000 members in communities throughout New Jersey, New York, and Pennsylvania. Services include banking as well as auto, home, personal, and business loans. Federally insured by NCUA. Equal Housing Lender.
- Endwell, NY – Visions Federal Credit Union is proud to announce the growth of their Community Development department with the addition of Jocelyn Bailey. Bailey is the newest Community Development Liaison for the Southern Tier, NY and surrounding regions. A native of Broome County, Bailey comes to Visions with a background in creative services, marketing, and communications, having worked in both…, About Visions, Visions Federal Credit Union is a not for profit financial institution completely owned by its members. Established in 1966, Visions proudly serves over 210,000 members in communities throughout New Jersey, New York, and Pennsylvania. Services include banking as well as auto, home, personal, and business loans. Visit www.visionsfcu.org for more information. Ref: Visions FCU Press Release
- , Not sure if you need a personal loan?, Like lines of credit, personal loans can be used for any purpose, but do work best in certain situations. Struggling with student loan debt or credit card payments? Need to make a big purchase soon or fund an emergency now? Let's take a look at how a personal loan could help. Here are six ideal uses to consider ..., Refinance Student Loan Debt, The ever-higher cost of higher education has been causing big problems for former college students in recent years. Outstanding debt was recently estimated at $1.3 trillion and federal data shows many are struggling to pay it back, ending up in forbearance, delinquency and default. If you're one of the college graduates struggling to pay back the typical $30,000 to $100,000 in private loans it…, Consolidate Credit Debt, Much like a student loan refi, consolidating a large variety of variable APRs into one fixed payment can be a budget saver. Consolidating several lines of credit or cards distills all those monthly statements into one manageable payment plan that can save you money – and your sanity. So, clean out your mail- or inbox and enjoy a more predictable payment that, as an added benefit, will help you…, Make a Big Purchase, What constitutes a big purchase is relative, but let's say you want that snowmobile for the upcoming winter season or a jet ski to improve your summer plans. What about getting the family the latest HDTV as a holiday gift or making someone's birthday extra special? Consider using a personal loan to fund the purchase now and give yourself time to pay it off while enjoying the time-sensitive toy.…, Handle an Emergency Expense, Personal loans work best when you know the cost of a repair or essential item . No one likes to deal with emergency expenses, but a recent study shows very few Americans have rainy-day funds. Most banks or credit unions can turn your application around quickly so you can nix the nuisance without saddling yourself with an extra, variable rate line of credit or card you don't otherwise need.…, Take That Once-in-a-Lifetime Vacation, Sometimes getting away from it all isn't a simple indulgence. It may very well be a once-in-a-lifetime experience. Maybe you just got the opportunity to finally visit Europe with family and friends or you can't pass up a great deal on overseas travel. Like seasonal recreation and important gifts mentioned earlier, time is of the essence. Don't miss out on priceless memories because you can't…, Use It for Any Purpose, These are just a few suggestions for personal loan uses. The best part about personal loans is you don't need to have a specific reason to take one out. Use personal loans for any purpose. If you need cash, consider the pros and cons of personal loans vs. lines of credit here . Make your choice and talk with someone at your credit union or bank or apply online for a personal loan or line of…, Ready to apply?, Click here to get started!
- MemberXP Ranks Visions Federal Credit Union Top in Member Satisfaction, MemberXP, a credit union member experience measurement platform, has designated Visions Federal Credit Union as one of 2019's "best of the best" credit unions. The MemberXP Best of the Best designation is awarded to credit unions that consistently provide exceptional levels of member service during a calendar year. This prestigious award is given to fewer than one in five of the high-performing…, About Visions, Visions Federal Credit Union is a nonprofit financial institution completely owned by its members. Established in 1966, Visions proudly serves over 200,000 members in communities throughout New Jersey, New York, and Pennsylvania. Services include banking as well as auto, home, personal, and business loans., About MemberXP, MemberXP provides actionable member research to credit unions via MemberView, its omnichannel voice of member platform and MemberShoppers, its mystery shopping platform. MemberXP serves credit unions across North America ranging in asset sizes of $100 million to over $9 billion. Learn more about MemberXP's Best of the Best Awards at memberxp.com/best-of-the-best-award/ .
- TEANECK, N.J. – Financial Wellness Bootcamp, a contest from Visions Federal Credit Union, has concluded and Lauren Singleton of Teaneck is the grand prize winner of $10,000. The contest, launched in June 2021, provided a unique chance for Visions members to get their personal finances on track, whether they were trying to buy a house, pay off debt, or just improve their credit score. Last year,…, About Visions, Visions Federal Credit Union is a not for profit financial institution completely owned by its members. Established in 1966, Visions proudly serves more than 230,000 members in communities throughout New Jersey, New York, and Pennsylvania. Services include banking as well as auto, home, personal, and business loans.
- Preparing for Baby Costs, Oh, baby., I found out in February., I came home to a scavenger hunt – clues scattered by my wife throughout the house. At the end, I discovered a drawer filled with tiny booties, a Captain America onesie, and a board book about dads and babies. And there I was. I was going to be a dad in October. Elation and excitement turned to planning and anxiety. Amidst the thoughts of, What color should the room be? and, Is it a boy or a girl…, Plan ahead (if you can), My wife and I knew we wanted to be parents, which is something I want to be clear about up front: not everyone has that luxury. To quote the great Dr. Ian Malcolm, "Life uh...finds a way." So while the considerations I'm putting forth here are great for parents who plan ahead, know that – depending on your circumstances – the advice may shift. That means establishing a budget (which can actually…, About that budget..., Perform a Google search about the average cost of having a baby and you're going to get different numbers. Like, super different. But, as an expecting parent, I figured we'd probably be looking somewhere around $5,000 (with a frequent prayer that it will be less). That's based on where I live, the insurance we have, and anecdotes from friends and families who had their own little ones with…, You're going to buy a lot of stuff. Look for discounts, First time parents need a bunch of stuff. Bottles, crib, mattresses, books, car seats, monitors, swaddles, and cute outfits for holidays so that you can laugh when she looks like a super tiny but super pudgy Santa at Christmas. Y'know – the important stuff. The first thing we did was sign up for discounts and look for sales. There are dozens of discount baby clothes options online, secondhand…, Ask your network, We had the advantage of siblings and friends who have had babies before. You may, too. Ask around or post on social media for baby items. I can almost guarantee that you'll have parents reach out almost begging you to take stuff so that they can clear space in their ever-expanding closets for new clothes. Don't have baby friends? Join a group online. Nearly every community has a local group for…, Don't discount the value of a baby shower, Our baby shower was one of the single biggest hauls of items we received. The big-ticket items, the wishlist items, and everything in between. Remember: anything that you're not spending money on is money you can save. And you're going to need to. , Plan ahead for those long-term costs, Unless you're fortunate enough to have a family support system or can afford to have a parent stay at home (that's assuming you're part of a two-parent household, which not everyone is), you're going to have to pay for childcare. And the cost? Wooboy. Just look up the average cost of daycare . Like searches for the cost of having a baby, the numbers vary. And they vary drastically based on…, The other stuff and the unexpected, There's paint, nightlights, changing tables, diapers, and a million other things. Make that wishlist early and add to it often. It'll help you reevaluate your budget as you go. Oh, and remember our dear friend, Dr. Ian Malcolm? Life will uh...find a way, so remember that your baby is going to be calling the shots at the end of the day. They may come early and there may be unexpected costs, so…
