First-time buyer?, Excellent idea! Homeownership is an excellent long-term investment . Once you've decided that it's time to take the leap to homeownership, there are a few things to keep in mind. Review your existing debt load. What are your current monthly payments? Student loans, credit cards, and other debt can deter you from getting an approval due to a high debt-to-income ratio. If you can, pay off debt or…, It's essential that first-time homebuyers know what they can afford., Use your rent payment as a measuring stick, but don't forget you'll be responsible for unexpected expenses (e.g. repairs) that your landlord may be covering now. There are also budgeting tools you can utilize to determine affordability. If you're not sure how much you can afford and want to take your first step, stop into your local Visions branch for a pre-qualification. Next steps. Once you…, Ready to apply?, Apply now!
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