- Cortland, NY – Visions Federal Credit Union has expanded into Cortland County with the opening of its newest branch location at 141 Clinton Ave in Cortland, NY. The office features a full-service teller line, ATMs, a free coin counting machine for Visions members, and office space to assist with lending, account services, or business solutions. This location will also provide access to a…, About Visions Federal Credit Union, Visions Federal Credit Union is a not for profit financial institution completely owned by its members. Established in 1966, Visions proudly serves over 230,000 members in communities throughout New Jersey, New York, and Pennsylvania. Services include banking as well as auto, home, personal, and business loans.
- Reading, PA – Visions Federal Credit Union is expanding its Contact Center presence in downtown Reading, with a new location planned for early 2022 at 35 North 6th Street. The expansion coincides with a downtown revitalization effort spearheaded by the local Shuman Development Group. "Reading is growing and so are we," said Ty Muse, Visions' President/CEO. "Their efforts directly align with our…, About Visions, Visions Federal Credit Union is a not for profit financial institution completely owned by its members. Established in 1966, Visions proudly serves over 220,000 members in communities throughout New Jersey, New York, and Pennsylvania. Services include banking as well as auto, home, personal, and business loans. Visit www.visionsfcu.org for more information. Ref: Visions FCU Press Release
- Binghamton, NY – This summer, Visions Federal Credit Union welcomed community members at the inaugural Visions Summer Concert Series, a free series of outdoor concerts held at the Visions Veterans Memorial Arena in downtown Binghamton, NY. Held the second Friday of June, July, and August, each concert featured a different band, covering a range of music from the 80s to today. The city of…, About Visions, Visions Federal Credit Union is a not for profit financial institution completely owned by its members. Established in 1966, Visions proudly serves more than 230,000 members in communities throughout New Jersey, New York, and Pennsylvania. Services include banking as well as auto, home, personal, and business loans.
- Middletown, Pa. – Trish Shermot, Director of Governmental Affairs/Regional UrbanDevelopment Officer for Visions Federal Credit Union, will be stepping up as co-chair of the Global Women’s Leadership Network PA Sister Society. Current co-chair, Lori Gall, announced she will be stepping down as an officer of the organization at the end of 2022, at which time her duties will pass to Shermot. “I’m…, About Visions Federal Credit Union, Visions Federal Credit Union is a not for profit financial institution completely owned by its members. Established in 1966, Visions proudly serves over 230,000 members in communities throughout New Jersey, New York, and Pennsylvania. Services include banking as well as auto, home, personal, and business loans., About Global Women’s Leadership Network, The Global Women's Leadership Network connects credit union women and men with fellow leaders in other credit union movements all over the world and engages them in professional and personal development through online and in-person educational platforms. Global Women offers international perspectives on the common challenges we all face around the globe. By interacting with other professionals in…
- First Car Loan? Here Are Some Things to Know, Whether you're 18 or 48, at some point you're likely to buy a new car – even if it's just new to you. Unfortunately, cars aren't cheap. That's why many people go for an auto loan . The issue? Auto loans are confusing, especially if you've never had a loan before. Between APR, GAP, MRC, terms, and down payments, you're basically swimming through an ocean of acronyms and words that might not…, All about that APR, APR. The thing most people see first. APR is an acronym, meaning " Annual Percentage Rate ." Most people just call it the interest rate, though., Does the APR matter? , Yes. Yes it does. If you're not familiar with loans, your APR is how much the institution will charge you to take out a loan. And, while APR and interest rates are technically a little different, it's the interest charge and subsequent payment that you need to think about – especially when added up with the principal plus auto coverage (see "The Extra Stuff" below) and debt protection to make…, The Extra Stuff, Here are three more things to consider when you're picking out your next ride: Insurance . You'll need it for an auto loan and Visions provides our members with discounted rates GAP , or Guaranteed Asset Protection. This optional coverage can help make up the difference in what you owe versus what your vehicle is worth in case of a loss or theft. Because of rates and terms, an insurance…, Your lender matters, Above all, choose a financial partner you can trust. You want someone local you can trust with rates and terms that work for your budget. Learn more about our auto loans and give us a call at 800.242.2120 if you have any questions. -Devin M.
- Cicero, NY – Partnering with Operation Homefront, Visions Federal Credit Union recently distributed free backpacks and school supplies to military families living in the Syracuse, NY area. This distribution drive was part of Operation Homefront's Back-to-School Brigade, an annual campaign that serves military families nationwide. Through a sponsorship from Visions and additional support from…, About Operation Homefront, Operation Homefront is a national 501(c)(3) nonprofit whose mission is to build strong, stable, and secure military families so they can thrive – not simply struggle to get by – in the communities they have worked so hard to protect. For over fifteen years, they have provided programs that offer: RELIEF (through Critical Financial Assistance and transitional housing programs), RESILIENCY (…, About Visions, Visions Federal Credit Union is a not for profit financial institution completely owned by its members. Established in 1966, Visions proudly serves over 220,000 members in communities throughout New Jersey, New York, and Pennsylvania. Services include banking as well as auto, home, personal, and business loans.
- Endicott, NY – Visions Federal Credit Union is recognizing children who make charitable efforts in their communities through their Little Heroes program. Since the program began earlier this year, Visions has recognized nine Little Heroes, who were nominated for the program by parents or supporters. Every month, Visions selects one Little Hero to receive up to $100 in support of his or her cause…, About Visions, Visions Federal Credit Union is a not for profit financial institution completely owned by its members. Established in 1966, Visions proudly serves over 220,000 members in communities throughout New Jersey, New York, and Pennsylvania. Services include banking as well as auto, home, personal, and business loans. Visit www.visionsfcu.org for more information.
- Lessons From My Elders, I won't always be young. I'm not jaded by the notion that I have a lot of years ahead of me, and many lessons to learn. But eventually, I won't be able to work the same 40 hours per week (plus the occasional side gig) to support my family and cover my health expenses. Not forever. So when someone older than me talks about life, I'm happy to listen because I might be in their shoes someday. I'm…, Retirement #1: My crafty neighbor, My neighbor isn't from here. And by "here," I mean "this country." As a teenager, he boarded a ship and sailed to America in the 1960s to start a new life in the Land of Opportunity. He worked in construction but his passion was art, and I've never heard anyone say a negative word about him – always referred to as a hard worker, kind, family man, talented, helpful, funny – the list goes on! …, Here's what I learned from my crafty neighbor:, 1. Real estate is an investment you can suit to your needs. By the time he retired, my neighbor had no mortgages between a sizeable residence and a modest rental property. The rental offered a first apartment for his kids to live when they moved out of the house, then became extra income in later years, until he decided to sell it. He recouped his investment again in later years, when he and…, Read more Lessons From My Elders:, The Distant Artist , A Veteran's Folly
- Lessons From My Elders, I won't always be young. I'm not jaded by the notion that I have a lot of years ahead of me, and many lessons to learn. But eventually, I won't be able to work the same 40 hours per week (plus the occasional side gig) to support my family and cover my health expenses. Not forever. So when someone older than me talks about life, I'm happy to listen because I might be in their shoes someday. I'm…, Retirement #2: A veteran's folly , Everyone called him Gramps, even though he had no grandkids. Through his church and the local VFW, Gramps had many companions, and everyone he met, he treated like a brother. People generally connected with his relaxed attitude and his sense of humor, which would sometimes raise doubts to his mostly pious nature. Still, I've never met anyone more averse to saving money. When he passed away, his…, Here's what I learned from Gramps and his financial folly:, 1. Without debt, subscriptions, or financial obligations, life can be remarkably affordable. Isn't it obvious? Things cost money. So if you have, want, use, and do less stuff, you're likely to spend less money. That pretty much describes Gramps' lifestyle. He was as minimal as minimal gets, getting by on slim income from his military pension and social security. He had a car, but most days he…, Read more Lessons From My Elders:, My Crafty Neighbor, The Distant Artist
