Find the perfect getaway? Whether it's a purchase or refinance, here's what you need to know.

Looking for rates?

Check out our rates

Ready to apply?

Apply now!

Qualified Property

Purchase Money or Refinances

Max Loan to Value

80% of sale price or appraised value for conforming, whichever is lower. Non-conforming 70% of sale price or appraised value (example: no heat), whichever is lower. Limited Cash out refinance and Cash out refinance - 75% loan to value for conforming; 70% loan to value for non-conforming based on appraised value.

Product Type 

Any adjustable-rate program (Except 100% financing, or manufactured) or our 15-year fixed vacation home product

Term - 15 Year

Escrow Account - Not Required

Payment Options - Bi-Weekly or Monthly

Minimum loan amount - $35,000 fixed rate, $25,000 adjustable/variable rate

Maximum loan amount - $726,200; $1,089,300 for high cost areas as designated by Fannie Mae.

Proof of home owner's insurance is required

Visions will not subordinate or agree to the assignment of any oil/gas/mineral rights lease to a third party.