Make the easy choice for your mortgage!
When it comes to our mortgage offerings, we have:
- Attractive interest rates
- Low down payments
- Quick turnaround times
- No junk fees
Need assistance?
For general mortgage questions or prequalification, call our Contact Center at 800.242.2120 or stop by your local branch.
Mortgage Products
Fixed Rate Mortgages
Traditional Mortgages
(1-2 Family and Condo Only)
Adjustable Rate Mortgages (ARMs)
Traditional Mortgages
(1-2 Family and Condo Only)
Specialty Mortgages
(Single Family Only)
Cash Clip Tips for Mortgages
Check out these recent episodes from our Cash Clips YouTube series that deal with homeownership.
Home Buying Process
No matter what stage of life you find yourself, getting a new house is a big change. It's good to understand the steps and have a plan. That's why we created a this step-by-step guide to help you through your journey to your new home.
Check out our home buying tips!
First Time Home Buyers
If you rent a house, but always wanted to own a home, Visions can help you achieve that dream. Every person you meet at Visions to get advice or to help with decisions is your future neighbor. And we want to welcome you with the best mortgage program you can get.
Learn more about our First Time Home Buyers program.
Already Have a Mortgage?
We have something for you, too. Click the boxes to learn more.
Refinance
Lower Your Monthly Payment
Home Equity Loans
Get Money for Your Equity
HELOC
Use Your House to Finance a Dream
Home Improvement
Double Down on Your Investment
Mortgage Resources
We want everyone to find the right mortgage. To help we have a bunch of resources to give you the information and help you need. Browse our mortgage resources. If you don't see what you need, drop us a line.
Discounted Homeowner Insurance
Mortgage Checklists
*Eligible Lending Counties - Geographic Boundaries
Visions can lend to the following areas if a person qualifies for membership:
New Jersey:
Bergen, Essex, Hudson, Hunterdon, Monmouth, Middlesex, Morris, Passaic, Somerset, Sussex, Warren, and Union.
New York:
Broome, Cayuga, Chemung, Chenango, Cortland, Delaware, Dutchess, Jefferson, Livingston, Madison, Monroe, Oneida, Onondaga, Ontario, Orange, Orleans, Oswego, Otsego, Rockland, Schuyler, Seneca, Steuben, Tioga, Tompkins, Wayne, Westchester, Wyoming, and Yates.
Pennsylvania:
Berks, Bradford, Carbon, Chester, Cumberland, Dauphin, Lancaster, Lebanon, Lehigh, Monroe, Montgomery, Northampton, Pike, Schuylkill, Susquehanna, Tioga, Wyoming, and York.
Mortgage Calculators
Mortgage Articles
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Making Sense of Mortgages
Making Sense of Mortgages Closing costs, PMI, ARM, escrow…figuring out what makes up your mortgage can be complicated. With so many factors to consider, how do you make sense of it all? Well, you can start by breaking down some of the most common terms and considerations you'll…
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Yes, You Should Probably Get a Home Inspection
Yes, You Should Probably Get a Home Inspection Look at that – I answered your Google search right up front. And I mean it: a home inspection is a valuable part of the home buying process, even if it's not always a requirement to get a mortgage. Here's why. If these walls could…
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Mortgages and Your Credit
When it comes to mortgages and your credit, there are a few main considerations. How Does My Credit Score Affect My Mortgage? It's no surprise that your credit score matters when buying a home and applying for a mortgage. The rule of thumb is if you have a higher credit score,…
